Retirees

Retirees


Definition:

This group are aged 65 and over. They are people who have already retired who need help in structuring their finances to maximise their income for the rest of their lives.  Typically this group will have no dependant children, own their home, have super and assets, are debt free, and have the time to be involved in their finances.

If this is you, this is how we can help? 


We help our Retirees to feel confident about their financial future knowing they are maximising their income and understand exactly what they can afford to do and when.

During an initial consultation, at our cost, we will agree upon the key issues that you feel may need attention in your finances. We then ask questions about all aspects of your financial life, including your goals. We will help you understand the appropriate investment for your personality (i.e. high risk, low risk or a mix of both). Combining knowledge of your situation and our experience, we can give you an on the spot assessment about opportunities to improve your circumstances.

What outcomes might be expected?


Once you have asked us to move forward and provide formal advice to improve your circumstances, we will give you written recommendations that meet your identified objectives. Our Retiree clients who have been through this process say they feel confident that they can enjoy their retirement with the knowledge that they have sound cashflow and their lifestyle needs are being met.  Through Estate Planning, clients are assured that their families will be looked after and have our support.  At the end of the process, these clients have typically created an income stream, maximised any Centrelink entitlements, and have diversified investment portfolios that match their risk profile.

See some examples of the clients we currently help within this client group

John and Nora* are self funded retirees that thoroughly enjoy their retirement, travelling and spending quality time with their family. Through hard work and good planning during their working life, they are now in a very financially comfortable position allowing them the luxury to travel and enjoy themselves while they are both still in extremely good health. John and Nora like to keep watch on their financial situation however take a lot of comfort from the fact that Future Funds keeps a very close eye on their affairs wherever they are. 

North Rocks, NSW


Marjorie* has had to rise to the challenge of losing her husband in early retirement, however this has certainly not held her back or stopped her from achieving her goals. She is very active and has entrenched herself into the social circle of the retirement village she calls home. She enjoys dabbling in the stock market buying and selling shares of her choice. Marjorie's good health allows her to enjoy spending her retirement travelling both within Australia and overseas.

Glenhaven, NSW


Names have been changed for privacy reasons.

We can provide you with contact details for some of our existing clients (with their permission). You can speak with them to find out more about how we work and what their experience with us has been like.

Get In Touch With Us

Allan H     Warriewood 

My reasons for being a client of Future Funds are:
Proximity of office, allows more face to face.
All dealings have been extremely professional.
Comfortable meetings-put at ease etc.
Extremely comfortable with Fund Managers being recommended.
Staff always professional & ready to help
Confidentiality always apparent.
The Priority Service makes me feel important not just one of the bunch, costs a little more but service is fantastic.


Doug 0     Perth 

Short answer to both questions; Being part of a group, and dealing with people we trust!


John F     Avalon 

Being a client means receiving trusted and sound advice in a timely manner with no pretences and no hard sell. The Priority Service means continuity of personal service with close attention to the details.


Margaret W     Newington 

Being a client of Future Funds has been a very steep learning curve, in a good way, for me. Financial matters have always been a mystery to me, but Grant Simpson’s very clear, concise and patient explanations and advice have given me confidence in my choice of Future Funds. The Priority Service has given me a feeling of security as I approach retirement.


Ray H     Blackett 

I'm pleased to be a part of Future Funds because of your methods, advice and regular contact. Also prompt replies to any concerns. Friendly Staff. For me, the Priority Service is about the regular keeping in touch and reports (monthly) which gives one peace of mind in these uncertain times. Also the need to alter investments immediately if necessary.